Personal Risk Insurance

At CIC Financial, we see personal risk insurance as one of the foundations of your financial plan. We want to make sure that you and your family is looked after if something unexpected happens. Life Insurance can seem daunting and overwhelming. That’s where we come in. We help to work out your priorities and present you research-backed recommendations.

As Insurance Advisers, we believe we have three key roles:

Making sure you have accurate levels of cover setup.
Making sure these covers stay relevant for you as time changes.
Being there for you at claim time.

We believe the most important thing with insurance is getting claims paid. That’s why we help you at claim time to facilitate the process and advocate for you. We have a claims promise to our clients that we will be there help them when they need us most.

There are a range of insurance products available to you. These include Life Insurance, Trauma, Mortgage and Income Protection, Total Permanent Disability and Health Insurance.

We work with you to help you to understand the options, how they work together, and allow you to make a decision from a position of knowledge. We work with a range of insurers, which means we can provide you with the best option for you.

FAQs

Here are the answers to some of the more common questions we encounter. If you have your own question, feel free to enter it below or simply get in contact with us, we’d love to help you with your query.

What happens if I need to make a claim?

Contact us as soon as possible, and we’ll try and make life as easy as possible for you as possible. We’re there to advocate for you to help you get paid.

Our Reputation

Don’t just take our word for it, check out what our valued customers are saying too!

Sorting out one’s life insurances can be a very daunting task at times, as there are so many unknowns and what if’s. Kieran has been absolutely fantastic in taking me through the various options based on my needs and within my financial needs. His advice has been comforting and very refreshing – not your ‘typical’ insurance broker trying to ‘sell’ products. I would always recommend his services. His knowledge is great, he has empathy, and respects your circumstances. He is a pleasure to deal with and is always on hand to offer advice and answer questions.

VIRNA SMITH, CHRISTCHURCH

CIC - Financial Services