At CIC Financial, we believe that Mortgage and Income Protection is the foundation of any insurance planning. Your ability to earn an income is what allows ‘life’ to happen. This means that the rent or mortgage to be paid, food on the table, bills paid, and some money to enjoy life.
How long could you afford to live without your regular income? For most New Zealanders the answer is, “not long’. Mortgage and Income Protection provides you with a regular income while you are unable to work, so that your financial wellbeing is assured.
In New Zealand, we are lucky to have ACC, which provides income if we are unable to work due to an accident. However, the system for sickness and illness (including mental illness) is not great. Government entitlements are currently around $300/week, and that’s if your partner earns less than $30,000/year.
Mortgage and Income Protection has a lot of options, and not all policies are created equal. We can help you cut through the jargon, understand what you are covered for and how it would work for you at claim time.
Contact us as soon as possible, and we’ll try and make life as easy as possible for you as possible. We’re there to advocate for you to help you get paid.
Kieran has been amazing throughout this whole process, we couldn’t have done it without you. Even the really tricky information you always explained everything really well for us and we were able to put complete trust in you to get everything sorted for us. Thanks so much!