New Zealand is a nation of small and medium businesses. Most of these businesses are reliant on a key person or people to ensure they remain profitable.
Key Person Cover is there to protect against the loss of knowledge, skills and experience if those key people are not able to work tomorrow.
This can be setup to pay a monthly amount to the business, or a lump sum. The amount you have in place could be based on the amount of lost revenue, or the cost to replace the team member.
We help you to identify who are the key people are in your business. We then work out how much impact it would have on the business, either directly through revenue, or indirectly through a loss of efficiency.
Can't meet is business hours perhaps? Easy, we'll come to you! Part of our commitment to you is that we will meet at a time convenient to you. To make it easy, simply choose a time that best suits your busy life.Choose your time
If you or another key player weren’t there, what would the impact on your business be?
Who would own and run the business?
Ownership Insurance is about protecting the value you have worked hard to achieve in your business.VIEW service