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Long-term retirement savings is a relatively new concept for most New Zealanders. In it’s short-time, KiwiSaver has been a great success for many people. We have seen lots of Kiwi’s be able to buy their first homes, and others retiring with a lump sum that can be used to top up their NZ Superannuation payments.

Confused by how KiwiSaver works, what you’re entitled to, what a PIE is, or what your PIR is? We can help you understand the jargon, and setup a clear strategy for your savings.

There are still a lot of NZer’s in the ‘default’ fund they were allocated when they signed up, or being ‘sold’ a KiwiSaver scheme because they can see it on their banking app. We will take the time to educate you on the benefits of KiwiSaver, what the different options are with your savings, and how you can maximise these over time.

Choosing the correct KiwiSaver fund can have a huge impact on your savings. If you are a default fund for a long period of time, you are likely costing yourself thousands of dollars. We help you to work out what fund will suit you, so that you give yourself the best chance of success.

To start exploring your options, book a free conversation below.

Kiwisaver - CIC Financial | Christchurch Insurance Center Free Kiwisaver Strategy Guide


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Please book in your free 15-minute phone call to see if we can help you with your financial life.

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Here are the answers to some of the more common questions we encounter. If you have your own question, feel free to enter it below or simply get in contact with us, we’d love to help you with your query.

Do I need to be based in Christchurch to use you?

Not at all – in fact, we have clients all over New Zealand. The beauty of modern technology means it allows us flexibility to meet people on their terms.

Our Reputation

Don’t just take our word for it, check out what our valued customers are saying too!

Working with Kieran has been a great experience! My partner and I were looking for some finance guidance in regards to KiwiSaver, and Kieran went above and beyond to educate us in how the system worked. He even managed to sort our health insurance for my American partner, who was on a work visa. He and his team were entirely professional and we enjoy working with them.


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