Are you paying over the odds on your ACC levies? Every dollar counts when you’re self-employed, and having control over what you’re paying for various types of protection is crucial.
If you’d like to find out if you’re paying the right levies for the right cover, read on…
Your ACC levy entitles you to ACC Cover Plus insurance, which pays 80% of your past 12 months’ taxable income in the event of a personal injury. In a nutshell, ACC covers you should you be injured and unable to work, but it does not cover time off work for illness or medical conditions. And here’s the thing: according to research*, New Zealanders are 1.8 times more likely to be out of work for six months or more as a result of illness, than they are due to accident.
Available specifically for self-employed Kiwis, ACC Cover Plus Extra offers three key benefits:
Let’s get together. We can take a look at your existing ACC compensation levels and levies and your private insurance – income protection, health or trauma – needs. A simple review will highlight what you could save on your ACC levies to suit your personal circumstances, and the areas we could apply those savings to secure stronger cover in the event of an illness. Get in touch today for greater control over your protection.
*Income Protection Survey, July 2015, conducted by Horizon Research and presented to the Financial Services Council, Mind the Gap Seminar, 17 November 2015.
An Adviser Disclosure Statement is available free and upon request.