A collection of articles to help improve your financial health.
The Importance of Human Connection What has become clear to me over the past two week is that we need to really clearly distinguish between Self Isolation, Social Distancing and Human Connection. I have spoken to lots of people over the last couple of weeks, and it has been a great reminder about the […]
LEARN MOREThese are most definitely difficult and unique times as the world grapples with the rapidly evolving impact of coronavirus (COVID-19). Our thoughts are with those affected across the world, and of course at home in New Zealand. Times such as these highlight the importance of supporting each other and caring for our community: from the […]
LEARN MOREI thought I’d share part of my daily habits and routines that I’m finding even more important than usual while being at home. My philosophy is around finding balance, and taking care of my overall well-being. I fundamentally believe that our well-being is built on three areas that interconnect – Physical, Financial and Mental […]
LEARN MOREYou might have heard a bit of talk lately about mortgage holidays. As part of its response to COVID-19, the Government has been working with lenders to make it easier for borrowers to get a break from their home loan repayments. While ‘mortgage repayment holidays’ have always been an option for borrowers experiencing financial hardship, […]
LEARN MOREAs countries around the world take extraordinary steps to fight against COVID-19, including New Zealand, there’s no denying that we are in a period of uncertainty. So if at times you’re feeling stressed out and overwhelmed, it’s important to keep in mind that this is only a natural reaction to unprecedented change – and there […]
LEARN MOREMany of us are hanging out for the day that Covid-19 is nothing but a memory of a strange time when the world stocked up on toilet paper and flour and hunkered down at home. But while we’re keen to shake off the lockdown as soon as possible, some of the personal finance lessons learnt […]
LEARN MOREMany households around the country are coming under increasing financial strain as the impact of Covid-19 bites. In these uncertain times, it’s natural to look at the things you can cut from your monthly budget – and think about your personal insurance policies. While it might be tempting to write these off as non-essential and […]
LEARN MOREI think it’s fair to say that understanding wellbeing and resilience has suddenly become critical for all of us, but as a professional in this field even I’m getting bored (and overwhelmed) by all the rhetoric and free resources that are being thrown around social media right now. So, I’ll cut to the chase. Chances […]
LEARN MORERecent events have turned much of what we thought of as ‘normal life’ on its head. And for many people, this has created an extra level of stress. Whether you’re working from home and worried about trying to home school your kids, or wondering about the future of your job or business, there are a […]
LEARN MOREThink you know all you need to know about KiwiSaver? Or is a KiwiSaver myth keeping you from maximising your retirement savings?
LEARN MOREIf your income has dropped, you may be concerned about the affordability of your mortgage repayments over the coming months. While this thought can be a stressful one, there are options available to help you get through. Talk to us and your lender The first thing to do is get in touch with us and […]
LEARN MOREAre you looking to get a foothold on the property ladder, but saving a deposit while renting seems to take longer than expected?
LEARN MOREAre you in business for passion, profit or to leverage your skills? If you answered ‘All of the above’, you are well placed to succeed. But what happens when one motivator prevails over the other?
LEARN MORELife always moves fast and forward. It’s a string of choices and change, all of which could affect your protection needs.
LEARN MOREWhen life throws a curve ball or two and you need to claim on your insurance, having the knowledge, expertise and guidance of your insurance adviser makes all the difference.
LEARN MORE‘Spend less than you earn’ may sound simple – on paper. But if you’re not a natural-born saver, what’s standing between you and reaching your savings goals? It may be your ‘money personality’, ‘attitude to risk’ or – put simply – your ‘emotions’. The good news? Once you identify what drives you to spend, […]
LEARN MOREAre you paying over the odds on your ACC levies? Every dollar counts when you’re self-employed, and having control over what you’re paying for various types of protection is crucial.
LEARN MORESo, you’ve got your deposit together and you’re rearing to start house-hunting. But first, you may be thinking about getting a home loan – and there’s no better way to get a home loan than to start with pre-approval.
LEARN MOREWith so many types of cover, different policies and a myriad of tiny details to work out, there’s no denying that Insurance is a complex affair.
LEARN MOREWith some recent changes to KiwiSaver, two new optional contribution rates have been introduced providing KiwiSaver members with greater flexibility. But is an increase in your contribution amount the right option for you?
LEARN MORESo you think financial planning is only for people with lots of money to invest? Think again. Financial planning is for everyone and having the right financial plan will not only help you grow the money you do have, but will help you save in other areas, to provide more cash flow for your family.
LEARN MOREGetting a home loan is a big commitment, and this, of course, involves choosing an interest rate that suits your needs. The following tips are a good starting point but don’t forget we’re always here to help.
LEARN MOREAt times, you may view your bank account as a mysterious thing that’s beyond your control. But there are actually some simple things that you can do to turn your personal finances around, no matter what state they’re currently in.
LEARN MOREWhen you’re just getting started in life, retirement seems an incredibly long time away.
LEARN MOREIt’s a common New Zealand plan – start a business, continue to reinvest in it, generate profits later to pay yourself better, and then sell it for a capital sum which helps to fund later life (“Retirement”). There are a lot of Kiwi’s that have grown their financial wealth significantly this way. There are also […]
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